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;)
| GUARANTEED RATE |
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10 Year Surrender Charge!**
"A+" Rated with A.M. Best
Monthly Interest Withdrawals
(after 30 days)
Banded For Better Value
Nursing Home Waiver (in most states)
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Ask Us about how easy it is to qualify for F&G Life's
2002 Convention in Hawaii!
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| EQUITY INDEXED |
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100%
Guaranteed Participation Rate
in Indexing Formula for Entire 10 Year Term!
NO Interest Rate CAP
Current Spread is 1.50%
(Plus it only applies once every 2 years! That's like
a .75% Annual Asset fee!) Guaranteed Max Spread
is 5% again applied only once every two years so that's like
a 2.5% annual maximum!)
Two Year Reset and Rachet
No Surrender or ChargeBacks at Death!
10% Withdrawal of Full Account Value After
the First Year
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6.75%
GUARANTEED FOR 10 YEARS
Rates effective 01/11/02 and subject to change. Call for state approvals.
Withdrawals before age 59 1/2 may result in 10% IRS penalty tax. IRAs/qualified
plans are already tax deferred. Consider other annuity features.Rates
shown are for the $250,000 Premium Band. Cash Surrender Value Death Benefit.Contract(s)
issued by USG Annuity and Life Company. Rated A+ (Superior) by A.M. Best
909 Locust Street Des Moines, IA 50309. 10%
COMMISSIONS 0-79! Prosperity 2 is a single premium deferred
annuity with 10-year surrender charges and minimum guaranteed surrender
values. Not available in all states; restrictions apply. For agent information
only. Not for solicitation of the general public. Standard and Poors 500
and S&P 500 are trademarks of The McGraw-Hill Companies, Inc., and
have been licensed for use by Fidelity and Guaranty Life Insurance Company.
The product is not sponsored, endorsed, sold or promoted by Standard &
Poors, and Standard & Poors makes no representation regarding the
advisability of purchasing the product.
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