| ;) 
 ;) *
 
         
          |  Joint Survivorship |  Age 77 years |   
          |  Face amount $5 million |  Cash value $8,000 |   
          |  Settlement amount $1,125,000 |  ;) |  ;) 
 ;) *
 
         
          |  Universal Life |  Age 71 years |   
          |  Face amount $4 million |  Surrender value $200,000 |   
          |  Settlement amount $580,000 |  ;) |  ;) 
 ;) *
 
         
          |  Term Life |  Age 72 years |   
          |  Face amount $850,000 |  ;) |   
          |  Settlement amount $110,500 |  
        * The above referral fees were negotiated by the referral agent. Your fee 
        may vary from case to case. You can even pay your fee directly to the 
        policy owner. What is a Life Settlement? A life 
        settlement is the sale of a life insurance policy that gives a policy 
        owner a cash settlement in excess of the current cash surrender value. 
        A life settlement is an innovative wealth and estate planning tool that 
        professional advisors throughout the country are utilizing to
        increase their productivity. Life Settlement transactions may be entered 
        into for the purpose of funding other valuable financial or insurance 
        products. Typical Life Settlement "Candidates":  
        
           Change in estate size Change in health condition
  Divorce/Bankruptcy/Retirement
  The need to exchange high annual premiums for monthly income
  Premiums no longer affordable
  Selling a business
  Surrendering a policy or one in danger of lapsing
  Change in tax laws
  Need funds for alternative investments
  A family trust has eliminated the need for life coverage
 ;)  We don't want anyone to receive our mailings 
        who does not wish to. This is professional communication sent to insurance 
        professionals. To be removed from this mailing list, DO NOT REPLY to this 
        message. Instead, go here: http://www.Insurancemail.net 
         |