| ;) | You can offer comprehensive coverage 
                  for at home care with NO elimination period. Plus 
                  unlike many other plans, GE Long Term Care Choice provides a 
                  monthly personal benefit account (daily benefit x 31 days), 
                  allowing clients far more flexibility in meeting their covered 
                  care needs. And if you are benefit eligible, GE Long Term Care 
                  Choice is one of the few policies covering homemaker and chore 
                  services at 100% | 
               
                | ;) | Nursing home, assisted care, Alzheimer's 
                  facilities - all covered at 100% daily benefit amount. | 
               
                | ;) | Priveleged Care® Coordinator 
                  is an available option that helps your clients create and update 
                  their Plan of Care. This service provides 
                  assistance to your clients in completing claims paperwork and 
                  could help in negotiating rates with providers chosen by the 
                  insured. | 
               
                | ;) | A 25% couples discount! 
                  This discount is available to married and 
                  unmarried couples. It is also available to unmarried family 
                  members of the same generation who live together and share basic 
                  living expenses. | 
               
                | ;) | 10% preferred health discount to those that qualify. | 
               
                | ;) | A survivorship benefit providing 
                  a lifetime paid-up policy for the surviving spouse. 
                  This applies when, if at the time of death, both 
                  LTC insurance policies have been in force for at least 10 years 
                  and there have been no claims on either policy. | 
              
                | ;) | A shared benefit plan is available 
                  (except in CA). One policy covers 
                  a couple who share a common personal benefit account. |